Site icon SKOCH Summit

Public Policy Forum

70th SKOCH Summit
Saturday | 16 January 2021 | 0800-2000 hrs

PDP BILL AND ITS IMPLICATIONS

‘Data’ has emerged as the essence of most modern-day economies. In this era of big data many firms derive their value from exclusive data access and other intangible assets, as opposed to machinery and other physical assets. The innate characteristics of ‘data’ raise several policy questions related to its value, ownership, regulation and sovereignty. Often to achieve national objectives, conflicts get created and need resolution-in the data space the potential policy conflicts are just more profound. Consequently, only a few countries have enacted data protection regulations while others have started the process. The Indian Government constituted a Data Protection Committee (DPC) in 2017 which proposed a comprehensive law on data protection. The Personal Data Protection Bill, 2019 was introduced in the Parliament on 11 December 2019 and the proposed legislation is currently being analysed by a Joint Parliamentary Committee (JPC). The proposed legislation seeks to provide for the protection of personal data of individuals and proposes a framework for processing of such data by other entities. The overarching goal of this discussion would be to highlight the effectiveness of the proposed legislation in striking a balance between protecting a nascent but fast-growing digital economy in India and the rights of over a billion users.

The panel discussion will deliberate the following questions:

  1. What are the implementation gaps and challenges in the proposed Personal Data Protection Bill, 2019 including institutionalising and functioning of the Data Protection Authority (DPA)?
  2. What will be the economic implications of the proposed legislation? How would the compliance requirements impact firms in the long and short run? Will the legislation impact India’s trade competitiveness, especially in the services sector?
  3. Has privacy emerged as an important form of non-price competition? Do existing/ proposed legislations allow for institutional collaborations to assess and regulate this aspect of privacy? If not, is this necessary?

Beyond Ease of Doing Business Rankings

The Government of India has wholeheartedly adopted the World Bank’s approach to rank countries on its Ease of Doing Business indicators. It has aimed improvements on rankings with a single-minded pursuit. The Government has even launched the Business Reform Action Plan to rank states on business reforms they claim to have implemented, and promoted competitive federalism.

Despite benefits and shortcomings of rankings, it is becoming evident that climbing charts cannot become an end in itself and much more efforts are required on the ground to make life easier for entrepreneurs, both small and large, each facing their unique sets of challenges.

These challenges can be broadly categorised into stock and flow of regulatory requirements. The former relates to existing requirements, and their implementation and the latter with the manner in which such requirements are changed.

Subjecting the existing requirements to a three-step test of legality, necessity and proportionality, and the proposals to a cost-benefit analysis would be necessary to address such challenges. This will require institutionalising reforms such as regulatory impact assessment. The panel discusses the following:

  1. Is the government right in spending and capacity on ease of doing business rankings or such rankings should be discarded in favour of other result-oriented measures?
  2. What reforms should government adopt to take its ease of doing business efforts to the next level and is there something we can learn from other successful countries?
  3. How to overcome bureaucratic preference to status-quoism and apathy to change and what incentives are needed to ensure effective adoption and implementation of such new sets of reforms?

India & Emerging Global Trade Imperatives

In the post-COVID world, with key economies raising barriers to international trade it could seem that the era of large regional trade agreements are over. Two contradictory events recently; the first was that ASEAN+5 made operational the Regional Comprehensive Economic Cooperation Agreement. India as it decided in 2019, stayed away. the other is UK walked away from what was essentially a regional trading agreement—the European Union as Brexit. Meanwhile a new US administration takes over, which is far less hostile to the idea of trade agreements.

The world is divided between the need for ensuring safety in their supply networks and so bringing manufacturing closer home, yet realising that growth is only possible to give a fillip to with deeper trade networks. The panel discusses the following:

  1. Will this then move the needle away from regional trading blocs to bilateral free trade agreements?
  2. Will countries like India and UK be more keen to enter such agreements?
  3. What then happens to the 18 odd 18 regional trade agreements India is a signatory to?

Contextualising New Education Policy

India has recently come up with its New Education Policy (NEP). Given the history of policymaking for the education sector in India, since independence, this is the fourth document to have been introduced by the government, the last one being developed in 1992. The promulgation of the new policy raises a fundamental question about the need of having a new policy. One may also ask how new the latest policy document is compared to its predecessors. The Panel Discussion aims at contextualising the policy vis-à-vis the ground level reality. It discusses the following:

  1. What perceptible changes are observed in the recent policy document in terms of objectives, intent and operational details compared to the earlier ones?
  2. What were the felt-needs of introducing the new policy?
  3. How well does this policy document capture in a seamless way the interactions among primary, secondary and higher education systems?
  4. How to take care of the resource constraints that may come in the way of achieving the policy objectives?

Private vs Public: Policy Direction for Public Health

Health policy is a tough call. Thinking about market failure and state capacity from first principles is required in public health and in healthcare. There are market failures in public goods and externalities that essentially constitute ‘public health’. Equally, there are market failures in asymmetric information and market power that shape healthcare. The debate then is whether we need more state or less in public health and healthcare. There is a lot of interest in technological fixes, all the way from National Digital Health Blueprint to Artificial Intelligence to replace doctors. This panel tries to put the role of state, private sector and digital technologies in context such that India may finally get a winning policy prescription for health that is widely acceptable.

Channeling Research into Public Policy

This panel focuses on the role that research institutions, academia, and Universities can play in times when reactions to public policy and governance challenges are increasingly becoming polarised along political lines, mainstream media is largely seen to be biased, and effective and deep research and analysis into questions of public policy is lacking. It focuses largely on four themes:

  1. In light of the quivering pillars of the fourth estate, is the onus of creating an informed civil society on academia?
  2. How do we make specialised academic research more mainstream and help create informed debate in light of recent global events?
  3. How should academia break free from the echo chamber of academic journals?
  4. What is the role that students and policy professionals could play in catalysing this change?

Arjun Munda

Samavesh ki Lok Niti

Hon’ble Minister of Tribal Affairs
View Profile

Meenakshi Lekhi

Jai Hind Keynote

Chairperson, Joint Parliamentary Committee on PDP Act
View Profile

Amitabh Kant

Jai Hind Keynote

CEO, NITI Aayog
View Profile

Sameer Kochhar

Chairman, SKOCH Group
View Profile

Suresh Prabhu

Jai Hind Keynote

Member, Rajya Sabha & G20 and G7 Sherpa
View Profile

Amarjeet Sinha

Emerging Policy Imperatives

Advisor to the Prime Minister
View Profile

Sudhir Nayar

Unleashing Potential in Times of Crisis

MD, Commercial Sales, Cisco India and SAARC
View Profile

Nagendra Nath Sinha

Economic Revival and Rural India

Secretary, Ministry of Rural Development
View Profile

Sunil Kumar

Decentralisation and Transparency

Secretary, Ministry of Panchayati Raj
View Profile

Bhaskar Pramanik

The Art of Being Good

Corporate Leader & Distinguished Fellow, SKOCH Development
View Profile

Karuna Gopal

Bringing Felt-Needs to Public Policy

President, Foundation for Futuristic Cities
View Profile

Ajay Shah

Private Play in Public Health

Independent Scholar
View Profile

Pradeep S Mehta

Secretary General, CUTS International
View Profile

Ashwani Mahajan

Public Health and Public Sector:

National Coordinator, Swadeshi Jagran Manch
View Profile

Mike Seiferling

MPA Programme Director, School of Public Policy, University College London (UCL)
View Profile

Democracy and Data Privacy

Meenakshi Lekhi

Jai Hind Keynote

Chairperson, Joint Parliamentary Committee on PDP Act
View Profile

Sameer Kochhar

Chairman, SKOCH Group
View Profile

Rajarshi Purkayastha (“Raj”)

Operationalising the PDP Vision

Head of Pre-Sales, India, MECAA, SAARC, Tata Communications & Member, Working Group on Future of Governance, CEO’s Association for Inclusive India (CAII)
View Profile

Rohan Kochhar

Chat with Rohan

Director, Public Policy, SKOCH Group

0800-0805National Anthem
0805-0810Welcome: Dr Gursharan Dhanjal, MD & Editor, SKOCH Group
0810-0815Live Voting
0815-0900SKOCH Order-of-Merit Investiture
0900-0905Live Voting
0905-0915Opening Remarks: Mr Sameer Kochhar, Chairman, SKOCH Group
0915-0930Jai Hind Keynote – Ms Meenakshi Lekhi, Chairperson, Joint Parliamentary Committee on PDP Act
0930-0940Operationalising the PDP Vision: Mr Rajarshi Purkayastha (“Raj”), Head of Pre-Sales, India, MECAA, SAARC, Tata Communications & Member, Working Group on Future of Governance, CEO’s Association for Inclusive India (CAII)
0940-0955Chat with Rohan: Mr Rohan Kochhar, Director, Public Policy, SKOCH Group in Conversation with Ms Meenakshi Lekhi, Chairperson, Joint Parliamentary Committee on PDP Act
0955-1000Live Voting

Meenakshi Lekhi

Chairperson, Joint Parliamentary Committee on PDP Act
View Profile

Gulshan Rai

Former National Cyber Security Coordinator & Distinguished Fellow, SKOCH Development Foundation
View Profile

Rajat Kathuria

Director and Chief Executive, Indian Council for Research on International Economic (ICRIER)
View Profile

Smita Purushottam

Founder and Chairperson, The Science, Indigenous Technology & Advanced Research Accelerator (SITARA)
View Profile

Parminder Jeet Singh

Executive Director, IT for Change
View Profile

Shivangi Nadkarni

Co-Founder & CEO, Arrka
View Profile

Astha Kapoor

Co-Founder, Aapti Institute
View Profile

1000-1005Opening Remarks: Dr Rajat Kathuria, Director and Chief Executive, Indian Council for Research on International Economic (ICRIER)
1005-1010Dr Gulshan Rai, Former National Cyber Security Coordinator & Distinguished Fellow, SKOCH Development Foundation
1010-1015Ms Smita Purushottam, Founder and Chairperson, The Science, Indigenous Technology & Advanced Research Accelerator (SITARA)
1015-1020Mr Parminder Jeet Singh, Executive Director, IT for Change
1020-1025Ms Shivangi Nadkarni, Co-Founder & CEO, Arrka
1025-1030Ms Astha Kapoor, Co-Founder, Aapti Institute
1030-1055Discussion and Live Voting
1055-1100Closing Remarks of the Chair: Ms Meenakshi Lekhi, Chairperson, Joint Parliamentary Committee on PDP Act 

‘Data’ has emerged as the essence of most modern-day economies. In this era of big data many firms derive their value from exclusive data access and other intangible assets, as opposed to machinery and other physical assets. The innate characteristics of ‘data’ raise several policy questions related to its value, ownership, regulation and sovereignty. Often to achieve national objectives, conflicts get created and need resolution-in the data space the potential policy conflicts are just more profound. Consequently, only a few countries have enacted data protection regulations while others have started the process. The Indian Government constituted a Data Protection Committee (DPC) in 2017 which proposed a comprehensive law on data protection. The Personal Data Protection Bill, 2019 was introduced in the Parliament on 11 December 2019 and the proposed legislation is currently being analysed by a Joint Parliamentary Committee (JPC). The proposed legislation seeks to provide for the protection of personal data of individuals and proposes a framework for processing of such data by other entities. The overarching goal of this discussion would be to highlight the effectiveness of the proposed legislation in striking a balance between protecting a nascent but fast-growing digital economy in India and the rights of over a billion users.

The panel discussion will deliberate the following questions:

  1. What are the implementation gaps and challenges in the proposed Personal Data Protection Bill, 2019 including institutionalising and functioning of the Data Protection Authority (DPA)?
  2. What will be the economic implications of the proposed legislation? How would the compliance requirements impact firms in the long and short run? Will the legislation impact India’s trade competitiveness, especially in the services sector?
  3. Has privacy emerged as an important form of non-price competition? Do existing/ proposed legislations allow for institutional collaborations to assess and regulate this aspect of privacy? If not, is this necessary?

Amarjeet Sinha

Emerging Policy Imperatives

Advisor to the Prime Minister
View Profile

Nagendra Nath Sinha

Economic Revival and Rural India

Secretary, Ministry of Rural Development
View Profile

Sunil Kumar

Decentralisation and Transparency

Secretary, Ministry of Panchayati Raj
View Profile

Sameer Kochhar

Chairman, SKOCH Group
View Profile

Rajarshi Purkayastha (“Raj”)

Operationalising the PDP Vision

Head of Pre-Sales, India, MECAA, SAARC, Tata Communications & Member, Working Group on Future of Governance, CEO’s Association for Inclusive India (CAII)
View Profile

Manisha Kochhar

Chairperson, SKOCH Development Foundation

1100-1102Welcome: Ms Manisha Kochhar, Chairperson, SKOCH Development Foundation
1102-1110Opening Remarks: Mr Sameer Kochhar, Chairman, SKOCH Group
1110-1125Emerging Policy Imperatives: Mr Amarjeet Sinha, Advisor to the Prime Minister
1125-1135Economic Revival and Rural India: Mr Nagendra Nath Sinha, Secretary, Ministry of Rural Development
1135-1145Decentralisation and Transparency: Mr Sunil Kumar, Secretary, Ministry of Panchayati Raj
1145-1150Closing Remarks: Mr Rajarshi Purkayastha (“Raj”), Head of Pre-Sales, India, MECAA, SAARC, Tata Communications & Member, Working Group on Future of Governance, CEO’s Association for Inclusive India (CAII)
1150Live Voting

Duties in Participatory Democracy

Bhaskar Pramanik

The Art of Being Good

Corporate Leader & Distinguished Fellow, SKOCH Development
View Profile

Sameer Kochhar

Chairman, SKOCH Group
View Profile

Sudhir Nayar

Unleashing Potential in Times of Crisis

MD, Commercial Sales, Cisco India and SAARC
View Profile

Karuna Gopal

Bringing Felt-Needs to Public Policy

President, Foundation for Futuristic Cities
View Profile

Rohan Kochhar

Chat with Rohan

Director, Public Policy, SKOCH Group

1150-1153Welcome: Mr Sameer Kochhar, Chairman, SKOCH Group
1153-1200The Art of Being Good: Mr Bhaskar Pramanik, Corporate Leader & Distinguished Fellow, SKOCH Development Foundation
1200-1205Unleashing Potential in Times of Crisis: Mr Sudhir Nayar, MD, Commercial Sales, Cisco India and SAARC
1205-1215Chat with Rohan – Duties in Participatory Democracy – Mr Rohan Kochhar, Director, Public Policy, SKOCH Group in conversation with Mr Sudhir Nayar, MD, Commercial Sales, Cisco India and SAARC
1215-1220Bringing Felt-Needs to Public Policy: Ms Karuna Gopal, President, Foundation for Futuristic Cities
1220Live Voting

Beyond Ease of Business Rankings

Suresh Prabhu

Jai Hind Keynote

Member, Rajya Sabha & G20 and G7 Sherpa
View Profile

Sameer Kochhar

Chairman, SKOCH Group
View Profile

Pradeep S Mehta

Secretary General, CUTS International
View Profile

Reema Nanavaty

Executive Director, Self Employed Women’s Association
View Profile

Srinivas Rao

CEO, Global Alliance for Mass Entrepreneurship
View Profile

Manish Sabharwal

Founder, Teamlease
View Profile

1220-1223Welcome: Mr Sameer Kochhar, Chairman, SKOCH Group
1223-1238Jai Hind Keynote: Mr Suresh Prabhu, Member, Rajya Sabha & G20 and G7 Sherpa
1238-1241Mr Pradeep S Mehta, Secretary General, CUTS International
1241-1246Moderator: Mr Pradeep S Mehta, Secretary General, CUTS International
1246-1251Mr Manish Sabharwal, Founder, Teamlease
1251-1256Mr Srinivas Rao, CEO, Global Alliance for Mass Entrepreneurship
1256-1301Ms Reema Nanavaty, Executive Director, Self Employed Women’s Association
1301-1320Discussion and Live Voting
1320-1355LUNCH
1355-1430Live Voting & SKOCH Order-of-Merit

The Government of India has wholeheartedly adopted the World Bank’s approach to rank countries on its Ease of Doing Business indicators. It has aimed improvements on rankings with a single-minded pursuit. The Government has even launched the Business Reform Action Plan to rank states on business reforms they claim to have implemented, and promoted competitive federalism.

Despite benefits and shortcomings of rankings, it is becoming evident that climbing charts cannot become an end in itself and much more efforts are required on the ground to make life easier for entrepreneurs, both small and large, each facing their unique sets of challenges.
These challenges can be broadly categorised into stock and flow of regulatory requirements. The former relates to existing requirements, and their implementation and the latter with the manner in which such requirements are changed.

Subjecting the existing requirements to a three-step test of legality, necessity and proportionality, and the proposals to a cost-benefit analysis would be necessary to address such challenges. This will require institutionalising reforms such as regulatory impact assessment. The panel discusses the following:

  1. Is the government right in spending and capacity on ease of doing business rankings or such rankings should be discarded in favour of other result-oriented measures?
  2. What reforms should government adopt to take its ease of doing business efforts to the next level and is there something we can learn from other successful countries?
  3. How to overcome bureaucratic preference to status-quoism and apathy to change and what incentives are needed to ensure effective adoption and implementation of such new sets of reforms?

India & Emerging Global Trade Imperatives

Amitabh Kant

Jai Hind Keynote

CEO, NITI Aayog
View Profile

Sameer Kochhar

Chairman, SKOCH Group
View Profile

Deepshikha Sikarwar

Senior Editor, Economic Times
View Profile

Rajat Kathuria

Director and Chief Executive, Indian Council for Research on International Economic (ICRIER)
View Profile

Sachin Chaturvedi

Director General, Research and Information System for Developing Countries (RIS)
View Profile

Amitendu Palit

Senior Research Fellow and Research Lead, ISAS, National University of Singapore
View Profile

1430-1435Opening Remarks: Mr Sameer Kochhar, Chairman, SKOCH Group
1435-1450Jai Hind Keynote – Mr Amitabh Kant, CEO, NITI Aayog
1450-1455Moderator: Ms Deepshikha Sikarwar, Senior Editor, Economic Times
1455-1500Prof Sachin Chaturvedi, Director General, Research and Information System for Developing Countries (RIS)
1500-1505Dr Rajat Kathuria, Director and Chief Executive, Indian Council for Research on International Economic (ICRIER)
1505-1510Dr Amitendu Palit, Senior Research Fellow and Research Lead, ISAS, National University of Singapore
1510-1530Discussion and Live Voting

In the post-COVID world, with key economies raising barriers to international trade it could seem that the era of large regional trade agreements are over. Two contradictory events recently; the first was that ASEAN+5 made operational the Regional Comprehensive Economic Cooperation Agreement. India as it decided in 2019, stayed away. the other is UK walked away from what was essentially a regional trading agreement—the European Union as Brexit. Meanwhile a new US administration takes over, which is far less hostile to the idea of trade agreements.

The world is divided between the need for ensuring safety in their supply networks and so bringing manufacturing closer home, yet realising that growth is only possible to give a fillip to with deeper trade networks. The panel discusses the following:

  1. Will this then move the needle away from regional trading blocs to bilateral free trade agreements?
  2. Will countries like India and UK be more keen to enter such agreements?
  3. What then happens to the 18 odd 18 regional trade agreements India is a signatory to?

Contextualising New Education Policy

C Raj Kumar

Vice Chancellor, Jindal Global University
View Profile

Sameer Kochhar

Chairman, SKOCH Group
View Profile

Vimala Ramachandran

Founder, ERU Consultants and Former National Fellow and Professor, National Institute of Educational Planning and Administration (NIEPA)
View Profile

N V Varghese

Vice Chancellor, National Institute of Educational Planning and Administration (NIEPA)
View Profile

Sudhir Aggarwal

Director – Business Development, Government & Education, Microsoft Corporation (India)

1530-1535Opening Remarks: Mr Sameer Kochhar, Chairman, SKOCH Group
1535-1540Moderator: Dr C Raj Kumar, Vice Chancellor, Jindal Global University
1540-1545Prof N V Varghese, Vice Chancellor, National Institute of Educational Planning and Administration (NIEPA)
1545-1550Prof Vimala Ramachandran, Founder, ERU Consultants and Former National Fellow and Professor, National Institute of Educational Planning and Administration (NIEPA)
1550-1555Mr Sudhir Aggarwal, Director – Business Development, Government & Education, Microsoft Corporation (India)
1555-1600Reserved
1600-1630Discussion and Live Voting

India has recently come up with its New Education Policy (NEP). Given the history of policymaking for the education sector in India, since independence, this is the fourth document to have been introduced by the government, the last one being developed in 1992. The promulgation of the new policy raises a fundamental question about the need of having a new policy. One may also ask how new the latest policy document is compared to its predecessors. The Panel Discussion aims at contextualising the policy vis-à-vis the ground level reality. It discusses the following:

  1. What perceptible changes are observed in the recent policy document in terms of objectives, intent and operational details compared to the earlier ones?
  2. What were the felt-needs of introducing the new policy?
  3. How well does this policy document capture in a seamless way the interactions among primary, secondary and higher education systems?
  4. How to take care of the resource constraints that may come in the way of achieving the policy objectives?

Private vs Public: Policy Direction for Public Health

Ajay Shah

Private Play in Public Health

Independent Scholar
View Profile

Ashwani Mahajan

Public Health and Public Sector:

National Coordinator, Swadeshi Jagran Manch
View Profile

Rohan Kochhar

Chat with Rohan

Director, Public Policy, SKOCH Group

Nita Tyagi

Core Volunteer – Healthcare, iSpirt Foundation
View Profile

1630-1635Opening Remarks: Mr Rohan Kochhar, Director, Public Policy, SKOCH Group
1635-1645Private Play in Public Health: Dr Ajay Shah, Independent Scholar
1645-1655Public Health and Public Sector: Dr Ashwani Mahajan, National Coordinator, Swadeshi Jagran Manch 
1655-1705Ms Nita Tyagi, Core Volunteer – Healthcare, iSpirt Foundation
1705-1730Discussion and Live Voting

Health policy is a tough call. Thinking about market failure and state capacity from first principles is required in public health and in healthcare. There are market failures in public goods and externalities that essentially constitute ‘public health’. Equally, there are market failures in asymmetric information and market power that shape healthcare. The debate then is whether we need more state or less in public health and healthcare. There is a lot of interest in technological fixes, all the way from National Digital Health Blueprint to Artificial Intelligence to replace doctors. This panel tries to put the role of state, private sector and digital technologies in context such that India may finally get a winning policy prescription for health that is widely acceptable.

Public Policy for Tribals and the Marginalised

Arjun Munda

Samavesh ki Lok Niti

Hon’ble Minister of Tribal Affairs
View Profile

Sameer Kochhar

Chairman, SKOCH Group
View Profile

Deepak Khandekar

Secretary, Ministry of Tribal Affairs
View Profile

1730-1735Opening Remarks: Mr Sameer Kochhar, Chairman, SKOCH Group
1735-1750Samavesh ki Lok Niti: Mr Arjun Munda, Hon’ble Minister of Tribal Affairs
1750-1800Mr Deepak Khandekar, Secretary, Ministry of Tribal Affairs
1800-1805Observations on Achievements of the Ministry of Tribal Affairs: Mr Rajarshi Purkayastha (“Raj”), Head of Pre-Sales, India, MECAA, SAARC, Tata Communications & Member Working Group on Future of Governance, CEO’s Association for Inclusive India (CAII)
1805-1820Live Voting & SKOCH Order-of-Merit Investiture
1820-1845SKOCH Award

Channeling Research into Public Policy

Gursharan Dhanjal

Managing Director & Editor, SKOCH Group

Mike Seiferling

MPA Programme Director, School of Public Policy, University College London (UCL)
View Profile

R Sudarshan

Dean, Jindal School of Government and Public Policy (JSGP), O P Jindal Global University
View Profile

Rohan Kochhar

Chat with Rohan

Director, Public Policy, SKOCH Group

Arushi Jain

Associate Director, Bharti School of Public Policy – ISB
View Profile

Sony Pellissery

National Law University – Bengaluru
View Profile

Indranil Mukhopadhyay

Associate Professor, Jindal Global University
View Profile

1845-1850Welcome: Mr Rohan Kochhar, Director, Public Policy, SKOCH Group
1850-1855Opening Remarks: Dr Gursharan Dhanjal, Managing Director & Editor, SKOCH Group
1855-1905Keynote: Dr Mike Seiferling, MPA Programme Director, School of Public Policy, University College London (UCL)
1905-1910Moderator: Prof R Sudarshan, Dean, Jindal School of Government and Public Policy (JSGP), O P Jindal Global University
1910-1915Prof Arushi Jain, Associate Director, Bharti School of Public Policy – ISB
1915-1920Prof Sony Pellissery, National Law University – Bengaluru
1920-1925Dr Indranil Mukhopadhyay, Associate Professor, Jindal Global University
1925-1945Discussion, Q&A and Closing

Exit mobile version