India’s development journey has entered a decisive phase. The national aspiration of Viksit Bharat requires not only higher growth, but better growth—growth that reaches beyond metropolitan centres, creates meaningful livelihoods, reduces inequality and remains ecologically sustainable. This is the context in which SKOCH convenes this conference on Inclusive Growth.
SKOCH defines inclusive growth as spatially dispersed, job generative, equitable and sustainable. This definition reflects the reality that growth cannot be judged only by aggregate output or headline investment. It must be assessed by where it occurs, whom it benefits, how many livelihoods it creates, and whether it strengthens or weakens the ecological foundations on which society and the economy depend.
India has made remarkable progress in expanding access to formal finance. Bank accounts, digital payments, direct benefit transfers, Jan Dhan, Aadhaar-enabled services, UPI, credit platforms and a wider banking network have transformed the architecture of financial inclusion. The next challenge is to ensure that financial access translates into tangible outcomes: assets created, livelihoods strengthened, enterprises financed, risks mitigated and jobs generated.
This is the context for Banking Bharat for Inclusive Growth. The conference examines how India’s financial system can move from access to outcomes and from financial inclusion to productive and resilient finance. Inclusion can no longer be measured only by accounts opened, transactions processed or loans disbursed. It must be assessed by whether finance improves household security, supports farmers, strengthens small enterprises, creates local employment and builds resilience to economic, health, climate and business shocks.
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The SKOCH Summit bridges the gap between felt needs and policymaking, unlike most conferences that become echo chambers. We specialize in negotiating differing viewpoints to create a common agenda based on ground realities. This socio-economic focus is essential for development dialogue, and we are perhaps the oldest platform fulfilling this role. Decisions should be informed by past policies, their outcomes, and citizen feedback, prioritizing essentials over nice-to-haves. This approach allows for improvement and redesign. Primary research, citizen and expert evaluation, and global expertise shape every Summit, offering actionable recommendations for policymaking and development.
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